Optional Benefits for Indemnity and Agreed Value Options:
Accident Lump Sum Option
We’ll pay a lump sum up to 100 times your weekly benefit if you suffer an accidental injury which results in your death or certain injuries, such as total loss of sight within 12 calendar months.
Cover Boost Option
The Cover Boost option allows you to elect to increase the maximum weekly benefit under your Deluxe Income Protection Policy, by up to 15% without further health evidence (on a maximum of 6 occasions).
Booster Benefit Option
Allows for an additional one third of the monthly Total Disability Benefit to be paid to you for the first three months of a Total Disability claim.
Mental Health Limitation Option
Allows a discount to the premium when restricting the total benefit period to 24 months for claims as a result of a Mental Disorder. This discount is designed for those clients with no mental health history. For more information contact your advisor.
