Accident Lump Sum Option
We’ll pay a lump sum up to 100 times your weekly benefit if you suffer an accidental injury which results in your death or certain injuries, such as total loss of sight within 12 calendar months.
Blue Ribbon Option
This comprises two additional benefits.
1. Extends the normal farming duties clause in the Total Disability definition out to match your selected Benefit Period of either five years or to age 65.
2. Allows for an additional quarter of the Weekly Benefit to be paid for one month of a claim, during your nominated peak season.
Mental Health Limitation Option
Allows a 15% discount to the premium, if you restrict the maximum benefit period to 24 months for claims as a result of a Mental Disorder. This feature is designed for those clients with no mental health history
For more information about these optional benefits contact your Financial Advisor.
