Latest News & Updates

Easy health offer extended

Don't forget, due to the stellar success of our Easy Health offer, nib has extended the offer through to 31 October 2016.

Great news for you and even better news for your clients

You can continue to offer your clients a simple yet comprehensive solution to their private health insurance needs, in particular those clients that may have pre-existing health conditions that might preclude them from cover under an underwritten product.

All new Easy Health policies signed before 31 October 2016 will receive:

Reduced stand-down period for pre-existing conditions (PEC) of just 2 years
20% discount for clients under the age of 60 for the lifetime of their policy.

Savings for your clients

Not only can you offer your clients under 60 years of age a 20% discount AND reduced stand down period for eligible pre-existing conditions,* but by adjusting their excess they can reduce their monthly premium.

We want to make it as easy for you and as affordable for your clients as possible, so we have created this simple table that you can use to show how selecting an excess can make premiums more affordable.

*See full terms and conditions below.

Easy Health – Monthly Premiums

NS = non-smoker

Easy Health Video

An educational video for Advisers. Click here to view.

Easy Health Guide to pre-existing medical condition cover

A useful guide on PEC cover under Easy Health. Click here to view.

Terms & Conditions REVISED WITH NEW DATES

The reduced stand down and 20% discount offer applies to customers who purchase an Easy Health™ policy, where the new business application is submitted between 1 May 2016 and 31 October 2016 (“promotional period”). The commencement date of the policy must be no later than 14 November 2016.
Reduced stand-down: All insured persons who commence Easy Health cover during the promotional period will receive a concession reducing the stand-down period for eligible Pre-Existing Conditions cover to two years (from three years). Some Pre-Existing Conditions are never covered. For information on what is not covered, please see the Easy Health policy document.
20% Discount: All insured persons who commence Easy Health cover during the promotional period will receive a 20% discount for the duration of the policy as long as all insured persons on the policy are under 60 years of age at the time cover commences. This discount cannot be transferred to any other policy, for example if an insured person is migrated from the policy in the future. The quoted premium in Illustrator or Apollo does not include the 20% discount. You will receive confirmation of your discounted premium on your Acceptance Certificate.
Other Terms:
- a. This offer is not available to nib customers who have cancelled within the promotional period and does not include any policy reinstatements, continuation options, plan migration, or adding insured persons or options to existing policies.
- b. Normal nib and advisor agreement terms apply.
- c. This offer is not available in conjunction with any other special offers.
- d. nib reserves the right to amend, delete or add to the terms and conditions, extend or withdraw this offer at any time, and without prior notice.
  nib

For more information about the campaign offer, be sure to contact your Fidelity Life nib Business Development Manager.

Call 0800 238 642

Or email advisers@nib.co.nz