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How to Build Wealth by Changing One Simple Habit
Taking control of your financial future can feel overwhelming, but sometimes the biggest impact comes from the smallest changes. One of the easiest and most effective ways to start building wealth is by simply changing how you prioritise your money. Instead of waiting to see what’s left over after spending, try putting yourself first. This mindset shift can create a powerful ripple effect through your finances.
We see three common approaches to managing income. Here’s how they typically play out:
1. What Broke People Do
They get paid, spend on the fun stuff, and then try to cover bills. This cycle leaves little breathing room and no chance to get ahead.
2. What Average People Do
They pay the bills first, then spend what’s left. It’s a more sensible approach, but there is often nothing left over to build savings or investments.
3. What Wealthy People Do
They flip the order. A portion of income goes straight into savings or investing. Then bills get paid. Fun money comes last. It’s not about missing out. It’s about making their future a priority.
Why it matters
Choosing to put your future first helps you create options, build security and reduce money stress. You don’t need to earn more. You just need to rethink how you use what you have.
Start small. Even an automatic payment into a investment or savings account is a great way to begin.
Mark Jones, Hallam Jones
Want to find out more? Simply give Mark Jones a call on 0800 404 202 or send him a message.
This content has been provided for information purposes only and is not intended as a substitute for specific professional advice on investments, financial planning or any other matter. Read our disclaimer notice and privacy statement.
