Welcome to our latest newsletter.👋 We have exciting news that could benefit you, your family and your business.
At Hallam Jones, we've had a busy winter with all things finance - investments, retirement, KiwiSaver, home loans, and insurance. And now, Equity Release and Asset Finance, but what exactly are they? Read on to find information about essential insurance and an amazing piece of advice for anyone with teens. But the BIG news at Hallam Jones is that we have now become part of Mortgage Link!
Hallam Jones Mortgages Expands to Mortgage Link Rotorua.
Hallam Jones Mortgages Ltd is thrilled to announce the expansion of its branch, which now includes Mortgage Link Rotorua.
Mortgage Link is a 100% New Zealand-owned and operated company with over 40 offices across the country. It has helped thousands of Kiwis into homes.
This strategic expansion underscores Hallam Jones’s ongoing commitment to providing our clients with tailored financial solutions and exceptional service.
The new "Mortgage Link Rotorua branch" will offer a comprehensive range of mortgage services, including home loans, investment property financing, and refinancing options. Leveraging the expertise of Hallam Jones Mortgages' professionals, the branch aims to deliver personalised, client-focused mortgage solutions that cater to the unique needs of our local community.
For more information about Mortgage Link Rotorua, please contact Michael Dent at michael.dent@mortgagelink.co.nz.
Equity release products are becoming popular as a way to provide more financial flexibility and comfort during retirement.
There are two main Equity Release options: Home Reversion, where you can sell a share of your home, or a Reverse Equity Mortgage, which allows you to borrow against your home's value. These solutions aim to help retirees who are 'asset rich but cash poor' to have a more comfortable retirement.
The products have advantages and disadvantages. We provide unbiased information to assist retirees and their families when considering potential asset utilisation options for a better retirement. This includes funding for lifestyle, immediate financial needs (e.g., health), and basic expenses like rates, utilities, and insurance.
These options are a reverse equity mortgage and a home reversion scheme. But which, if any is best for you 👉 Equity Release
Asset Finance could get your business through tough times.
Cashflow needs to be the key focus of businesses now and for many Cashflow is extreemly limited.
If your business is facing challenges due to the current economic climate, we can help - our services for business owners include optimising debt structure for improved cash flow and leveraging fixed assets to generate cash or acquire assets from other businesses.
We can also assist with securing additional funding support, even for businesses with tax arrears, and help with better risk management through diversified funding sources.
For more info 👉 Asset Finance
We believe in helping you understand the intricacies of Life and Health Insurance Covers so that what you select is the best for you, your family, and your business.
Income Protection
If you were to lose your income tomorrow, even your most valuable asset would not enable you to pay your bills. Insuring your income is one of the smartest financial decisions you can make. We can help you, whether you're self-employed, drawing a salary, or obtaining income from passive means such as shareholding or investments.
Life Insurance
Life insurance enables you to relax in the knowledge that in the event of your death, your loved ones will not have the extra burden of financial worries. You can provide for your children's education, the mortgage/s on your property and anything else that will assist your loved ones with the transition to the next chapter in their lives.
Health Insurance
Without your health, you truly have nothing. Talk to us about individual and family insurance, including packages for groups, businesses and large families.
How to transform your teenager's life.
Start investing $300 per month at age 18. After only 8 years, this will equate to $28,800, and you'll be financially free by the time you retire.
This mind-blowing statistic is thanks to savvy investments, a motivated teen or parent and the power of compound interest. Talk to Mark at Hallam Jones about making this happen...
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